STATE OF VERMONT VERMONT SUPERIOR COURT RUTLAND UNIT, CIVIL DIVISION DOCKET NO: 527-8-14 RDCV OCWEN LOAN SERVICING, LLC v. NICOLE F. GAYLORD AND SECRETARY OF HOUSING AND URBAN DEVELOPMENT OCCUPANTS OF: 42 West Street, Fair Haven VT MORTGAGEE’S NOTICE OF FORECLOSURE SALE OF REAL PROPERTY UNDER 12 V.S.A. sec 4952 et seq. In accordance with the Judgment Order and Decree of Foreclosure entered January 31, 2017, in the above captioned action brought to foreclose that certain mortgage given by Nicole F. Gaylord to People's United Bank dba Chittenden Mortgage Services, dated April 17, 2009 and recorded in Book 93 Page 300 of the land records of the Town of Fair Haven, of which mortgage the Plaintiff is the present holder, by virtue of the following Assignments of Mortgage: (1) Assignment of Mortgage from People's United Bank dba Chittenden Mortgage Services to Mortgage Electronic Registration Systems, Inc. dated May 20, 2009 and recorded in Book 95 Page 7; (2) Assignment of Mortgage from Mortgage Electronic Registration Systems, Inc. to GMAC Mortgage, LLC dated November 13, 2012 and recorded in Book 99 Page 53; and (3) Assignment of Mortgage from GMAC Mortgage, LLC to Ocwen Loan Servicing, LLC dated July 1, 2013 and recorded in Book 100 Page 122, all of the land records of the Town of Fair Haven]for breach of the conditions of said mortgage and for the purpose of foreclosing the same will be sold at Public Auction at 42 West Street, Fair Haven, Vermont on November 29, 2018 at 10:00 AM all and singular the premises described in said mortgage, To wit: Being all and the same lands and premises conveyed to Nicole F. Gaylord by Wells Fargo Bank, N.A., as Trustee for Option One Mortgage Loan Trust 2006-2 Asset Backed Certificates, Series 2006-2, by Special Limited Warranty Deed dated March 10, 2009, to -be recorded in the Fair Haven Land Records. Being all and the same lands and premises acquired by Wells Fargo bank, NA., as Trustee for Option One Mortgage Loan Trust 2006-2 Asset-Backed Certificates, Series 2006-2, by virtue of the following: 1. A Certificate of Non-Redemption and certified Judgment Order and Decree of Foreclosure in a cause entitled: Wells Fargo Bank NA, as Trustee for Option One Mortgage Loan Trust 2006-2 Asset-Backed Certificates, Series 2006-2 v. Robert G. Brown, et at, Rutland Superior Court Docket No. 519-7-07 Rdcv, which Certificate is dated July 10, 2008, and recorded in Volume 92, Page 203 of the Land Records of the Town of Fair Haven; 2. Confirmation Order issued by the Rutland Superior Court in the above entitled matter dated October 6, 2008 and recorded in Volume 92, Page 460; and 3. Auctioneer's Deed of Robert Prozzo recorded in Volume 92, Page 462 of the Fair Haven Land Records; and Being all and the same lands and premises conveyed to Robert G. Brown and Shawn E. Brown, husband and wife, by Adalbert F. Pelletier and Linda K. Pelletier, husband and wife, by Warranty Deed dated May 10, 2006 and recorded in the Fair Haven Land Records in Book 87 at Page 27, and more particularly described in said Deed as follows: "Being the lands and premises described in a deed from Margaret Frances O'Brien Munger to Adalbert F. Pelletier and Linda K. Pelletier, husband and wife, dated August 20, 1973, and recorded in the Fair Haven Land Records in Book 39, Pages 297-299. "Being the lands and premises described in a deed from Margaret Frances O'Brien Munger to Adalbert F. Pelletier and Linda K. Pelletier, husband and wife, dated August 20, 1973, and recorded in the Fair Haven Land Records in Book 39, Pages 297-299, The premises herein conveyed are described in said deed as follows: Being all and the same premises conveyed to Margaret Frances O’Brien Munger by deed of Kathryn O’Brien Beauchaine by deed dated February 24, 1966 and recorded in the land records of the Town of Fair Haven in Book 35 at pages 119-120. The premises are more particularly described therein as follows: Being all and singular the same lands and premises conveyed to Lillian M. O’Brien by Harvey S. Cook by his deed dated the 17th day of July, 1923 and recorded in the Fair Haven Land Records in Book 20 at page 174 as follows: Beginning at a point three rods and six feet on the south side of West Street in the Village of Fair Haven, which said point is three rods and six feet from the north east corner of the lands of said Grantor, Harvey S. Cook, thence extending easterly along the south side of West Street, three rods and six feet to the northwest corner of the lands of George H. Sinville; thence running southerly along the said George H. Shinville’s west line to the Castleton River; thence extending westerly along the Castleton River as the same winds and turns to a point which is three rods and six feet westerly from the southwest corner of the lands of said Shinville; thence extending northerly on a line parallel with the said Shinville’s west line to the bounds begun at. It is understood and agreed between the parties hereto that a driveway shall be used in common by the said Granter and the said O'Brien which it is understood shall be ten feet wide and 100 hundred feet long. Said driveway to include five feet on the westerly line of lands of the Grantee to an extend of one hundred-feet south, and five feet west from the easterly boundary of said Grantor's land to an extend of one hundred feet. It being the intention of the parties here-to that said parcel or plot of land shall have a frontage on West Street of three rods and six feet including the five feet or one half of said common right-of-way. EXCEPTING, AND RESERVING, HOWEVER, from the above-described premises a certain Quit-claim deed executed by Lillian M. O'Brien and William O'Brien, her husband, to the Village of Fair Haven dated March 30, 1940 And recorded in the Fair Haven Land Records in Book 214, at Page 338 as follows; The right to lay and maintain a line or lines of storm sewer pipes with all manholes and lamp-holes therewith connected from West Street, so-called, in the Village of Fair Haven, on lands owned and occupied by the Grantors as a homestead, the following described line being the center line of said right-of-way, to Wit: Beginning in the southerly line of West Street, at a point nine (9) feet easterly from the northwest corner of lands of grantors, thence southerly in a straight line one hundred seventy eight feet (178) to a point fifteen and three-fourths feet easterly from the west line of Grantors land; thence south-easterly at an angle of eight and one-fourth degrees to the Castleton River. Together with the right to excavate and dig ditches and trenches to lay and install the same, and to lay said pipe or pipes, manholes and lamp-holes, together with the right forever to repair, and maintain the same. Together with the right at all future times to enter thereon and make all necessary repairs and alterations in the same said line or lines of storm sewer pipes, man-holes and lamp-holes on said lands owned and occupied by paid Grantor as aforesaid, and the right to make all repairs, alterations and changes as may at any time prove to be necessary. Being the same lands and premises conveyed to Lillian M. O’Brien, (now deceased), and Kathryn O’Brien Beauchaine, as joint tenants with right of survivorship, by deed of S. Alice McShane, dated July 28, 1962 and recorded in the Fair Haven Land Records in Book 33 at pages 291-293. To which deed, other title deeds of record, the references therein contained and the records thereof, reference is hereby made and had for a more particular description.” Reference is hereby made to the above instruments and to the records and references contained therein in further aid of this description. Terms of sale: Said premises will be sold and conveyed subject to all liens, encumbrances, unpaid taxes, tax titles, municipal liens and assessments, if any, which take precedence over the said mortgage above described. TEN THOUSAND ($10,000.00) Dollars of the purchase price must be paid by a certified check, bank treasurer's or cashier's check at the time and place of the sale by the purchaser. The balance of the purchase price shall be paid by a certified check, bank treasurer's or cashier's check within sixty (60) days after the date of sale. The mortgagor is entitled to redeem the premises at any time prior to the sale by paying the full amount due under the mortgage, including the costs and expenses of the sale. Other terms to be announced at the sale. DATED: September 26, 2018 By: /S/Rachel K. Ljunggren, Esq. Rachel K. Ljunggren, Esq. Bendett and McHugh, PC 270 Farmington Ave., Ste. 151 Farmington, CT 06032

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